body {
  background-color: #ffffff;
  background-image: url('img/hg-back.jpg');
  background-repeat: repeat-y;
  color: #000000;
  font-size: 12px;
  margin: 0px;
  font-family: "Arial";
}


a:link, a:active {
  color: #04359b;
}

a:visited {
  color: #04359b;
}

a:hover {
  color: #04359b;
}

a.menu:link, a.menu:active, a.menu:visited {
  color: #dadada;
  text-decoration:none;
}

a.menu:hover {
  color: #04359b;
}

navi {
  color: #dadada;
  font-size:20px;
  margin: 5px;
}

h3 {
  font-family: Arial;
  font-size: 18pt;
  color: #065497;
  text-align:left;
}

.text {
  font-family: Arial;
  font-size: 12pt;
  color: #000000;
  text-align:justify;
}